Water damage is a common problem that can affect homes, businesses, and other properties. It can be caused by a variety of factors, including:

* Overflowing appliances
* Leaking pipes
* Broken water heaters
* Burst hoses
* Flooding
* Heavy rainfall

## Types of Water Damage

There are three main types of water damage:

* **Clean water damage** is caused by water that is free of contaminants, such as rainwater or water from a broken pipe.
* **Gray water damage** is caused by water that has been contaminated with organic matter, such as sewage or dishwasher discharge.
* **Black water damage** is caused by water that has been contaminated with harmful bacteria or other toxins, such as floodwater or sewer backup.

## Legal Definition of Water Damage

The legal definition of water damage varies from state to state. However, in general, water damage is defined as any damage to a property that is caused by the presence of water. This can include damage to the structure of the property, as well as to personal belongings and fixtures.

In some cases, water damage may be covered by insurance. However, it is important to check with your insurance company to determine what types of water damage are covered and what your deductible will be.